A home equity second may provide the simplest and best solution for your customer. It’s quick, it’s flexible, and it’s accessible. A cash-out refinance does not offer the flexibility of a second. So, before engaging in a total refinance, explore and discuss the benefits of adding a second mortgage with your customers. Don’t overlook what may be the perfect solution.

What makes a second mortgage a better choice? The answer is simple. A second mortgage provides:

• A revolving financial resource to your customer.
• Quick and easy access to cash.
• A low rate tax deduction.